VISA® Credit Cards

At Piedmont Plus Credit Union, we offer the VISA® Platinum Secured credit card. Your credit card should offer convenience, not high costs. Why spend more on fees and interest charges than you have to? Discover the savings of a Piedmont Plus Credit Union VISA® Card. You'll enjoy the following benefits:

  • No annual fee
  • No balance transfer fee
  • No foreign transaction fee

Click here to apply for the VISA® Platinum Secured credit card. Please click here to report a lost or stolen Piedmont Plus Credit Union VISA® Platinum credit card.

CREDIT DISCLOSURE

Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases 13.9%
APR for Cash Advances 13.9%
APR for Balance Transfers 13.9%
How to Avoid Paying Interest on Purchases Your due date is at least 25 days after the close of each biling cycle. We do not charge you interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore/
Fees
Set-up and Maintenance Fees
- Annual Fee
- Application Fee

- NONE
- $10.00 (one-time fee)
Transaction Fees
- Balance Transfer Fee
- Cash Advance Fee
- Foreign Transaction Fee

- NONE
- $5.00
- NONE
Penalty Fees
- Late Payment Fee
- Returned Payment Fee

- Up to $25.00
- Up to $25.00

 How We Will Calculate Your Balance. We will use a method called "average daily balance (including new purchases)."

Effective Date The information about the costs of the card described in this application is accurate as of October 22, 2015. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

OTHER DISCLOSURES

Late Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less, if you are five (5) or more days late in making a payment.

Returned Payment Fee: $25.00 or the amount of the required minimum payment, whichever is less.

Pay-by-Phone Fee: $5.00

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

Cancel Continue

Important Message

You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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Important Message

You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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