FAQs

How do I become a member of the Credit Union?

Becoming a member is easy. Complete a membership application and return it to the credit union with a deposit of $30.00. This amount will be used to open your share account. This deposit, less $5.00 membership fee, becomes a share which gives the member a voting right at the annual shareholders meeting, normally held in February. You must maintain this share account to be eligible for all other services, including loans.

If I leave my job do I have to close my account?

No. Once you become a member of the credit union, you can remain a member for life. No matter where you work or live in the future, your membership remains intact, as long as your share account maintains a $25 balance.

Am I allowed unlimited withdrawals from my share account?

You are allowed 6 free withdrawals every 6 months, from January through June and from July through December. For each subsequent withdrawal there is a $5 fee.

How often will I receive a statement for my share account?

A statement of the three previous months activity is mailed quarterly. It is important to keep us informed of your current address.

How do I apply for a loan?

It is a simple process. Click here to fill out and print a loan application. Return the completed application, proof of income (pay stubs, tax returns, etc) and proof of good standing on current job to the Credit Union.

What do I have to do to qualify for a loan?

The credit union will do an analysis that involves several factors. These include, but are not limited to: your debt to income ratio, your credit history, and your overall ability to pay. Bankruptcies, collections, past-dues, late payments and too much debt will affect your qualifications.

What if I want a car loan but I don't know exaclty which one yet?

The best solution is to be preapproved for a vehicle loan. This serves two purposes: it establishes the amount you can qualify to borrow, and allows a fast turnaround when your vehicle has been selected. The preapproval is good for two months.

How long does it take to be approved?

We strive to process the loan as quickly as possible. Some may be approved on the same or next day. Delays may result due to insufficient data being supplied. The loan will be reviewed by a loan officer or the loan committee, which meets each Wednesday. Applications should be turned in by Monday to assure review by the following Wednesday.

How do I make my payments?

Biweekly payroll deductions are required whenever possible. Also, ACH transactions from other payroll systems or financial institutions are preferred methods of payment. In the event that you leave here, your payments may be made monthly. Also, monthly payments may be accepted for members outside our payroll system.

What is your routing number?

Routing number: 261073834

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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