Quick Cash Loans

Qualifications:

  • Member must be in good standing with PPCU. Member cannot have any negative
    balances in any credit union account. Member cannot have forced place insurance on a
    PPCU auto loan. Member must not have caused any unresolved loss to the credit
    union.
    • If the member had a prior PPCU charge-off (which has been paid-in-full), the member
    must wait at least 12 months after the paid-in-full date before they can reapply for a new
    Quick Cash loan.
    • Member must have been employed by current employer for a minimum of 12 months.
    EXCEPTION: If the member changes jobs after the initial Quick Cash loan and they
    remain in good standing with the credit union and don’t miss any PPCU loan
    payments between jobs, they can apply for a new Quick Cash loan or add-on after
    90 days on the new job.

    • Member must provide a current paystub, 1099 form, etc. on the initial Quick Cash loan
    and each subsequent add-on to verify reoccurring income & employment status.
    • Member must have been CURRENT on all credit union loans for the past 90 days in
    order to receive a new Quick Cash loan or add-on.
    • The proceeds of the Quick Cash loan will be deposited into the member’s share account
    or share draft account.
    • Quick Cash loans & add-ons will be discontinued for members who lose their good
    standing with PPCU, become unemployed, or if they file for bankruptcy.
    • Bankruptcy waiting periods are 5 years from a CH-7 discharge and 1 year from a CH-13
    termination or dismissal.
    • Temporary income cannot be used as a source of repayment for new Quick Cash loans
    or new add-ons.

Terms:

  • The credit limit shall not exceed $500.
  • The APR is 18%.
  • The term shall not exceed 12 months.
  • The minimum payment is $25 weekly, $50 biweekly, $54 semi-monthly, or $108 monthly.

With Direct Deposit:

  • There is a minimum 3 month waiting period between add-ons.
  • There shall be a maximum of 4 disbursements or add-ons annually.
  • If paying by preauthorized electronic transfer, the loan application fee is $10 for the original application and all subsequent add-ons. If electronic transfer remains in place during the term of the loan, add-ons will be allowed. If electronic transfer is discontinued during the term of the loan, add-ons will not be allowed.

Without Direct Deposit:

  • There is a minimum 6 month waiting period between add-ons.
  • There shall be a maximum of 2 disbursements or add-ons annually.
  • If not paying by preauthorized electronic transfer, the loan application fee is $20 (in advance) for the original application and all subsequent add-ons. Loan will require full underwriting on an annual basis including a satisfactory credit bureau report and debt-toincome analysis.

Please contact us for more information or click here for a quick cash line of credit loan application.

You may mail or fax your application to any of our four locations.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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You are leaving Piedmont Plus CU's website. Links that may be accessed via this site are for the convenience of informational purposes only. Any products or services accessed through this link are not provided or guaranteed by Piedmont Plus Credit Union. The site you are about to visit may have a privacy policy that is different than Piedmont Plus Credit Union’s. Please review their privacy policy. Piedmont Plus Credit Union does not endorse the content contained in these sites, nor the organizations publishing these sites, and hereby disclaims any responsibility for such content.

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